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What to Expect
Home Inspection FAQs
How Long Does it Take to Get a Home Inspection?
This generally depends on the inspector that you choose. Typically, the home inspection itself takes about 2-3 hours. The turnaround time on the report can be as little as same-day or next-day, but may be longer depending on the inspector.
Who Pays for a Home Inspection?
Usually, the buyer pays for the home inspection because it’s part of the due diligence of buying a home. However, a buyer can negotiate for the seller of the home to cover some of the costs of the home inspection as part of the seller concessions. A buyer can ask the seller to drop the price of their home by the cost of a home inspection and other fees.
Can You Get an Appraisal Before a Home Inspection?
Yes, but it’s not a good idea. It’s in your best interest to get the home inspection done prior to the appraisal. That way, if the home inspector finds some serious deal-breaking issues, you don’t need to pay for an appraisal if you back out of the deal. However if you already had an appraisal done, that was a waste of money.
Is a Home Inspection Part of Closing Costs?
The term “closing costs” can be confusing. Technically it includes every additional cost associated with buying a home. However the cost of a home inspection is due when it is performed, not at closing.
Do Home Inspectors Check Appliances?
Yes. Most major built-in appliances will be tested for basic functionality.
Is a Home Inspection Required for a Mortgage?
No. Home inspections are optional and not required for a loan. Home appraisals, however, are mandatory. No bank or lender will give you any kind of loan without conducting an appraisal first.